Break-even analysis, NPS tracking, contractor estimating β the operational math independent professionals and small business owners rely on. Transparent formulas, no subscriptions, no upsells.
Choose the right pricing model for your next project. Compare fixed price, hourly, retainer, value-based, and milestone billing β with risk-adjusted quotes, revision buffers, and a model recommendation based on your project details.
Calculate your Net Promoter Score from client survey results. See your NPS vs the B2B services benchmark (41), simulate converting a detractor, get action recommendations, and learn how to run an NPS survey as a solo contractor.
Quantify the hidden cost of scope creep on your freelance projects. See your original vs actual effective rate, revenue lost to unscoped hours, revision cost, and what to quote next time.
Compare the real cost of hiring a W2 employee vs a 1099 subcontractor. Includes employer FICA, unemployment insurance, workers comp, benefits, PTO, and payroll admin β with misclassification risk guidance.
Decision framework for contractors choosing between raising rates or bringing on subcontractors. Compare revenue per hour of your time for each path, sub margin analysis, capacity utilization, and a data-driven recommendation.
Score your freelance pricing power 0-100 across 7 weighted dimensions. Get your market tier (Commodity β Elite), conservative and aggressive rate raise potential, and your top 3 priority actions.
Evaluate any contract before responding. Compare gross vs net for W2, 1099, or Corp-to-Corp. See effective hourly rate after taxes, W2 equivalent salary, commute costs, and a Respond with Confidence verdict.
Project W2 salary vs contractor net earnings over 5, 10, or 20 years. See the crossover year where cumulative contractor income surpasses employment, with a live SVG earnings trajectory chart.
Put a real dollar number on your W2 benefits package β health insurance, 401k match, PTO, disability, and perqs. Calculate total compensation and the 1099 equivalent daily rate needed to match the full package.
Calculate your overhead rate, fringe rate, G&A rate, and fully burdened labor cost. See the billing rate you need to hit your profit target β with the per-$100 breakdown used in government contracting proposals and project bids.
See if a freelance project is worth taking before you sign. Calculates gross profit, after-tax net margin, true hourly rate including unpaid revisions, overhead allocation, and the minimum fee needed to break even.
Generate professional employee benefits proposals at the click of a button. Pulls quotes, formats plans, and ships polished PDFs β built for Innovative Benefit Concepts.
Before you buy equipment, hire a subcontractor, or rent an office β know your break-even point. Enter fixed costs, variable cost per unit/hour, and your price to get break-even units, revenue, contribution margin, and profit at your current revenue level.
See your full profit waterfall β gross, operating, and net margin β with a freelance/small-business rating and sensitivity analysis. Know if you're struggling, viable, healthy, or strong before your next client negotiation.
Calculate your Net Promoter Score from survey responses and benchmark against your industry.
How much is a single client really worth? Enter monthly revenue, margin, retention, and acquisition cost β get gross LTV, net LTV after CAC, LTV:CAC ratio, payback period, and how retention changes every number.
See how expense ratios and advisor fees compound to erode your portfolio over time.
Model the power of dividend reinvestment over time with compounding share growth.
Track live prices for Bitcoin, Ethereum, Monero, and top crypto assets.
Track your crypto portfolio value, allocation, and profit/loss across multiple coins.
Full-featured scientific calculator with history, memory, and common math functions.
Calculate heating and cooling installation costs based on square footage, system type, and project specifics.
Estimate roofing costs including materials, labor, and tear-off based on roof size and material choice.
Calculate paint quantities, labor hours, and total costs for interior painting projects.
Create professional invoices with line items, tax calculations, and print-ready formatting.
Generate professional bid proposals instantly using AI. Customized to your project details and scope.
Sole Prop vs LLC vs S-Corp: the biggest financial decision a new contractor faces. See SE tax burden, formation cost, complexity, and exact savings side-by-side β with the break-even threshold for your situation.
How much can your idle GPU earn via compute sharing or XMR mining? Pick your GPU model, electricity rate, and hours per day β get net monthly earnings and payback period.