Freelance Rate Calculator
What should you actually charge per hour? Account for taxes, health insurance, retirement, and the hours you can't bill — get the real number.
Formula
Rate = (Income + Expenses) ÷ Billable Hours
Set rates you can defend, understand your true cost of doing business, and stop leaving money on the table. Every formula is shown.
5 tools tagged “pricing”
What should you actually charge per hour? Account for taxes, health insurance, retirement, and the hours you can't bill — get the real number.
Formula
Rate = (Income + Expenses) ÷ Billable Hours
Choose the right pricing model for your next project. Compare fixed price, hourly, retainer, value-based, and milestone billing — with risk-adjusted quotes, revision buffers, and a model recommendation based on your project details.
Calculate your overhead rate, fringe rate, G&A rate, and fully burdened labor cost. See the billing rate you need to hit your profit target — with the per-$100 breakdown used in government contracting proposals and project bids.
Before you buy equipment, hire a subcontractor, or rent an office — know your break-even point. Enter fixed costs, variable cost per unit/hour, and your price to get break-even units, revenue, contribution margin, and profit at your current revenue level.
See your full profit waterfall — gross, operating, and net margin — with a freelance/small-business rating and sensitivity analysis. Know if you're struggling, viable, healthy, or strong before your next client negotiation.
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