Whether you're an independent contractor, a 1099 consultant, or a freelance professional, these calculators handle the math that standard paycheck tools miss.
10 tools tagged “contractor”
1099 contractors have no unemployment insurance — your emergency fund IS your safety net. Find your recommended fund size based on employment type and income stability, then see exactly when you'll be fully funded.
1099 contractors: see what lenders actually use as your income (net SE, not gross), calculate front-end and back-end DTI, get loan qualification likelihood, and credit improvement actions ranked by impact.
Calculate your working capital ratio, days of runway, and asset/liability breakdown as a freelancer or contractor. Get prioritized recommendations to improve liquidity before a cash crunch hits.
Put a real dollar number on your W2 benefits package — health insurance, 401k match, PTO, disability, and perqs. Calculate total compensation and the 1099 equivalent daily rate needed to match the full package.
Calculate heating and cooling installation costs based on square footage, system type, and project specifics.
Estimate roofing costs including materials, labor, and tear-off based on roof size and material choice.
Calculate paint quantities, labor hours, and total costs for interior painting projects.
Create professional invoices with line items, tax calculations, and print-ready formatting.
Generate professional bid proposals instantly using AI. Customized to your project details and scope.
Stop guessing your rate. Work backwards from desired take-home to find your walk-away floor, target ask, and W-2 salary equivalent. Includes a ready-to-use negotiation script and rate schedule for hourly, daily, weekly, and monthly contracts.
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