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//// Business · Freelance

Billable vs Non-Billable Time Analyzer

Discover your true effective hourly rate vs your stated rate. See the annual cost of overhead and what rate you need to hit your income target.

Corp Tax Rate21%
SE Threshold$400
FICA Cap 2024$168,600

Hours & Rate

Non-Billable Time Breakdown

100% total

Where does your non-billable time (15 hrs/wk) go?

Admin / Invoicing: 4.5 hrs/wk
Marketing: 3.8 hrs/wk
Networking: 2.3 hrs/wk
Prof. Development: 3.0 hrs/wk
Unbilled Revisions: 1.5 hrs/wk
Utilization rate
62.5%
Optimal
Effective hourly rate
$62.50
vs $100/hr stated
Annual billable income
$125,000
at current utilization
Annual hidden cost
$75,000
non-billable time at your rate

Optimal62.5% billable utilization

60-79% is the healthy zone for solo freelancers. Strong revenue without sacrificing growth or recovery time. Industry benchmark target.