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//// Financial · Savings

Savings Goal Calculator

Enter your goal, current savings, monthly contribution, and return rate — see exactly when you'll get there. Two modes: find time to goal or calculate the monthly contribution you need.

401(k) Limit 2024$23,000
Roth IRA Limit$7,000
S&P 500 Avg Return~10%/yr

Time to reach your goal

3 years, 5 months

to reach My Savings Goal ($25,000)

Goal settings

Growth settings

Interest boost

$2,000 earned from interest alone

At 4.5% annual return — the account does some of the saving for you.

Total Contributions

$23,000

$2,500 now + $500/mo × 41 months

Interest Earned

$2,000

free money from your return rate

Final Balance

$25,000

My Savings Goal

Milestone timeline

25% reached

$6,250

in 8 months

50% reached

$12,500

in 1 year, 7 months

75% reached

$18,750

in 2 years, 7 months

100% reached

$25,000

in 3 years, 5 months

Progress today10% funded
$0$25,000

Numbers never leave your browser · Not financial advice