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//// Financial · Taxes

Real Estate Agent Tax Calculator

Net commissions after broker split, vehicle deduction method comparison (standard mileage vs actual), RE-specific deductions, and take-home after self-employment tax.

401(k) Limit 2024$23,000
Roth IRA Limit$7,000
S&P 500 Avg Return~10%/yr

Commissions

Broker retained

$36,000

Your net commissions

$84,000

Split kept

70%

Vehicle Deduction

Deduction method

Standard mileage

$10,050

Actual expenses

$6,400

Real Estate Expenses

Home Office

Qualifies if you have no dedicated brokerage office and use a specific home area exclusively for real estate business.

Tax Settings

Filing status
Net commissions
$84,000
after 30% broker split
Total deductions
$33,390
from Schedule C
Total tax
$10,811
SE: $7,151 + Fed: $3,660
Take-home
$73,189
12.9% effective rate

Full Deduction Breakdown

MLS fees

$2,400

E&O insurance

$800

Desk / office fees (brokerage)

$3,600

NAR / association dues

$1,200

Signage & lockboxes

$1,500

Photography & staging

$3,000

Open house expenses

$1,200

Marketing & advertising

$5,000

CRM & transaction software

$600

License renewal & continuing education

$400

Professional development

$1,000

Vehicle (standard mileage: 15,000 mi × $0.67)

Cannot also deduct depreciation if using standard mileage

$10,050

Home office (10% of home expenses)

Qualifies if no physical broker office — principal place of business

$2,640

Total deductions

$33,390