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//// Tax · Quarterly Payments

Quarterly Tax Planner — Full Year View

Plan all 4 estimated tax quarters at once. Per-quarter income and expenses, YTD cumulative tax, safe harbor minimums, underpayment risk flags, and a recommended payment schedule.

401(k) Limit 2024$23,000
Roth IRA Limit$7,000
S&P 500 Avg Return~10%/yr

Annual Settings

Filing status
State income tax rate

Q1 (Jan–Mar)

Due Apr 15, 2025

Q1

Q2 (Apr–May)

Due Jun 16, 2025

Q2

Q3 (Jun–Aug)

Due Sep 15, 2025

Q3

Q4 (Sep–Dec)

Due Jan 15, 2026

Q4

Quarterly Payment Schedule

QuarterDue DateNet IncomeYTD TaxRecommended PaymentBalance Risk
Q1 (Jan–Mar)Apr 15, 2025$22,000$4,892$6,345 Risk
Q2 (Apr–May)Jun 16, 2025$25,000$10,774$6,345 Risk
Q3 (Jun–Aug)Sep 15, 2025$26,500$18,057$9,028 Risk
Q4 (Sep–Dec)Jan 15, 2026$23,500$25,379$25,379 Risk
Annual net income
$97,000
after business expenses
SE tax
$13,706
15.3% on 92.35% of net
Total tax liability
$25,379
26.2% effective rate
Recommended payments
$47,097
across all 4 quarters

One or more quarters show payments below the safe harbor threshold. The IRS charges an underpayment penalty of approximately 8% APR on the shortfall (2024 rate). Increase payments to avoid it.