Financial Snapshot

Your complete financial picture in four steps. Income after taxes, monthly obligations, and a 30-year wealth trajectory — all chained together so each step feeds the next.

401(k) Limit 2024$23,000(+$7,500 catch-up 50+)

Roth IRA Limit$7,000(MAGI phase-out applies)

S&P 500 Avg Return~10%/yr(nominal, historical)

Income

Tax

Obligations

Wealth

Step 1 — Income

Tell us how you earn. We'll compute your net income and effective hourly rate.

Work Type

Gross Annual Income

Annual Business Expenses

Hours / Week

Weeks Worked / Year

Net Income

$90,164

SE Tax

$14,836

Effective Hourly

$47/hr

1,920 hrs/yr

Working Capital Calculator

Calculate your working capital ratio, days of runway, and asset/liability breakdown as a freelancer or contractor. Get prioritized recommendations to improve liquidity before a cash crunch hits.

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Savings Rate Calculator

Calculate your savings rate and see how it affects your path to financial independence. FI number, years to FI, projected retirement balance, and a sensitivity table across 5–70% savings rates.

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Debt Payoff Calculator

Compare debt snowball vs avalanche — find your fastest path to debt freedom

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💰More Financial tools

50/30/20 Budget Calculator→Savings Rate Calculator→Debt Payoff Calculator→Retirement Savings Calculator→Net Worth Calculator→All Financial tools

Financial Snapshot

Step 1 — Income

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