A Better Budget Calculator Than Mint or Intuit
Mint shut down in January 2024, and Intuit's replacement tools still require an account and still don't show you the math. Reise Tools gives you 50/30/20 budgeting with actual dollar breakdowns, surplus or deficit per category, and every formula — no account, no data sync required.
🧮Try 50/30/20 Budget Calculator →50/30/20 Budget Calculator
Build a 50/30/20 budget from your income and see exactly where every dollar should go
| Feature | Mint / Intuit Budget Tools | Reise Tools |
|---|---|---|
| 50/30/20 framework with dollar amounts | ||
| Surplus / deficit per category | ||
| ShowMath — allocation formula shown | ||
| No account or signup required | ||
| Works after Mint shutdown Mint closed Jan 2024 | ||
| Automatic bank account sync Mint's key strength — real transaction data | ||
| Historical spending trend charts | ||
| What-if income/category modeling | ||
| Free with no data sharing |
To be honest: this is a widely-used tool for good reasons. Here's what it does well.
- Mint had best-in-class automatic transaction categorization from bank sync
- Intuit's ecosystem connects budgeting to TurboTax and QuickBooks for tax prep
- Mint's historical spending charts gave users years of trend data in one view
- Credit score monitoring was bundled with budgeting for free
- ▸Account required — Mint always required linking bank accounts and creating a profile. Reise runs entirely in your browser with zero data collection.
- ▸No framework math shown — Mint categorized your spending but never showed the 50/30/20 formula or explained whether your category ratios were healthy.
- ▸Surplus/deficit blind spots — Mint told you what you spent, but not the dollar gap between your target allocation and actual spending in each bucket.
- ▸Mint is gone — the service shut down in January 2024. Users who relied on it now need a replacement that works immediately without re-linking accounts.
- ▸No 'what-if' modeling — Reise lets you adjust income or category targets and instantly see the ripple effect on every line, with the formula recalculated live.
Every Reise calculator has a ShowMath panel — expand it and you see the exact formula with your actual numbers substituted in. Not just a result. Not a black box. The full derivation, step by step.
After Mint shut down, millions of users were left without a budgeting tool. Reise's 50/30/20 Budget Calculator isn't a bank-sync replacement — it's the calculator Mint should have had underneath: a transparent framework tool that shows you the formula, calculates the right dollar amount for every category, and tells you exactly how far off you are from the target. No account. No waiting. Just the math.
Find out exactly when you'll reach your savings goal — and what monthly contribution gets you there faster. Shows time to goal, total contributions, and interest earned.
1099 contractors have no unemployment insurance — your emergency fund IS your safety net. Find your recommended fund size based on employment type and income stability, then see exactly when you'll be fully funded.
100+ free calculators. Every result shows the formula. No account required.