Skip to main content
/
side hustle1099self-employmentopportunity costnet income
//// Career · Side Income

Side Hustle Income Estimator

Your $75/hr side rate sounds great — until you subtract SE tax and expenses. See what you actually net, compare it to what those same hours earn at your day job, and get a clear verdict: worth it, maybe, or reconsider.

SE Tax Rate15.3%
QBI Deduction20%
Quarterly DeadlinesApr · Jun · Sep · Jan

Side Hustle Details

Apply SE Tax

Turn on if this is additional 1099 income on top of a W-2 salary

Opportunity Cost Comparison

Worth It

Your effective side hustle rate ($61/hr) is 137% of your day job rate — financially worth pursuing.

Income Breakdown

Monthly Gross
$3,248
SE Tax
− $438

15.3% × 92.35% × net income

Business Expenses
− $150
Monthly Net Income
$2,660
Annual Net Income
$31,918

Efficiency Metrics

Effective Hourly Rate
$61

net income ÷ hours worked

Opportunity Cost (same hours at day job)
$1,948/mo
Net vs Opportunity Cost
+$711/mo
Break-Even Hours
2.3 hrs/mo

to cover expenses