SEP-IRA vs Solo 401(k)

Enter your SE income — see max contribution and tax savings under each. Solo 401(k) usually wins at lower incomes; SEP simpler at higher.

Where this fits

📈 Investing & Wealth Cash Flow Retirement Plan Freelancers

This tool lives inside Cash Flow + Retirement Plan and is most useful for freelancers.

SE Tax Rate15.3%(vs 7.65% W-2)

QBI Deduction20%(Section 199A)

Quarterly DeadlinesApr · Jun · Sep · Jan

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