Freelance Revenue Forecast
12-month revenue projection with growth targets, seasonality, and best/worst case scenarios. Know your number before the year starts.
Revenue Inputs
Seasonality
Click each month to cycle: Normal → High → Slow → Normal
12-Month Revenue Projection
Monthly Breakdown
| Month | Base | Best | Worst | Tax Reserve | Cumulative |
|---|---|---|---|---|---|
| Jan▼ | $6,000 | $7,200 | $4,800 | $1,800 | $6,000 |
| Feb | $6,300 | $7,560 | $5,040 | $1,890 | $12,300 |
| Mar | $6,615 | $7,938 | $5,292 | $1,985 | $18,915 |
| Apr | $6,946 | $8,335 | $5,557 | $2,084 | $25,861 |
| May | $7,293 | $8,752 | $5,834 | $2,188 | $33,154 |
| Jun | $7,658 | $9,189 | $6,126 | $2,297 | $40,811 |
| Jul | $8,041 | $9,649 | $6,432 | $2,412 | $48,852 |
| Aug | $8,443 | $10,131 | $6,754 | $2,533 | $57,295 |
| Sep | $8,865 | $10,638 | $7,092 | $2,659 | $66,159 |
| Oct | $9,308 | $11,170 | $7,446 | $2,792 | $75,467 |
| Nov | $9,773 | $11,728 | $7,819 | $2,932 | $85,241 |
| Dec▲ | $10,262 | $12,314 | $8,210 | $3,079 | $95,503 |
| Total | $95,503 | $114,603 | $76,402 | $28,651 | $95,503 |
Goal Analysis
You need $4,497 more to hit your $100,000 goal (4.5% away).
Related Tools
Social Security Benefits Estimator
For freelancers and self-employed workers: estimate SS credits earned, AIME, PIA, and monthly benefit at 62/67/70. Shows break-even ages for claiming decisions and the impact of working more years. Includes credit eligibility tracker.
Open
Effective Tax Rate Calculator
Your marginal bracket isn't what you actually pay. See your combined effective rate across federal, SE/FICA, and state — for W-2 or 1099 income. Bracket breakdown, take-home pay, and income scenario table.
Open
12-Month Cash Flow Forecast
Model a full year of cash flow as a freelancer or contractor. Separate invoices from collections, auto-reserve for taxes via set-aside %, add up to 5 one-time expenses, flag risk months below your safety buffer, and see year-end balance.
Open
Debt-to-Income Ratio Calculator
DTI is the primary number lenders use to approve mortgages. Contractors get flagged because lenders use 2-year net income, not gross revenue. See your front-end and back-end DTI, loan qualification status, and exactly how much debt to pay off or income to add to qualify.
Open
You might also like
Social Security Benefits Estimator
For freelancers and self-employed workers: estimate SS credits earned, AIME, PIA, and monthly benefit at 62/67/70. Shows break-even ages for claiming decisions and the impact of working more years. Includes credit eligibility tracker.
Try it
Effective Tax Rate Calculator
Your marginal bracket isn't what you actually pay. See your combined effective rate across federal, SE/FICA, and state — for W-2 or 1099 income. Bracket breakdown, take-home pay, and income scenario table.
Try it
12-Month Cash Flow Forecast
Model a full year of cash flow as a freelancer or contractor. Separate invoices from collections, auto-reserve for taxes via set-aside %, add up to 5 one-time expenses, flag risk months below your safety buffer, and see year-end balance.
Try it