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//// Tax · Deductions

Business Meal Deduction Calculator

Post-TCJA 2017: entertainment is 0%, meals are 50%. Enter your client dinners, team meals, employer-provided food, and office snacks to see your exact deduction, documentation checklist, tax savings, and quarterly estimated payment reduction.

SE Tax Rate15.3%
QBI Deduction20%
Quarterly DeadlinesApr · Jun · Sep · Jan

Post-TCJA 2017 rules: meals are 50%, entertainment is 0%

The Tax Cuts and Jobs Act eliminated the business entertainment deduction entirely (IRC §274(a)(1)). Tickets, sporting events, golf, concerts, and client entertainment no longer qualify — even if business is discussed. Business meals remain 50% deductible when properly documented.

Business meals

Client dinners, team meals, meals with business associates where a genuine business discussion takes place. Entertainment (golf, concerts, tickets) does not qualify under TCJA 2017.

Contemporaneous documentation kept

IRS §274(d): who was present, business relationship, business purpose, date, location

Employer & office meals

Effective tax rate

28%
10%Self-employed: ~28–40% combined (SE + income tax)55%
Total deduction
$1,320
50% of spend
Tax savings
$370
at your effective rate
Quarterly reduction
$92
per estimated payment
Non-deductible
$1,320
50% limitation + undocumented
CategorySpentRateDeductible
Business meals$2,04050%$1,020
Office snacks & beverages$60050%$300
Total$2,64050%$1,320

Documentation checklist (IRC §274(d))

  • Who: Name and business relationship of every person present
  • What: Cost and description of the meal
  • Where: Name and address of the restaurant
  • When: Date of the meal
  • Business purpose: The specific business topic or deal discussed

Keep receipts. Log entries created at tax time from memory are frequently disallowed at audit. Apps like Expensify or a simple spreadsheet with photos of receipts work well.