Skip to main content
/
budget50/30/20spendingsavingsfinancial planningstudentpersonal finance
//// Financial · Budgeting

50/30/20 Budget Builder

The classic budgeting framework made interactive. Enter your income, fill in your expenses, and see exactly where you stand — with real-time feedback on every bucket.

401(k) Limit 2024$23,000
Roth IRA Limit$7,000
S&P 500 Avg Return~10%/yr
$

Needs

50% target
Actual: $1,750Target: $1,75050.0%
$
$
$
$
$
$

Wants

30% target
Actual: $500Target: $1,05014.3%
$
$
$
$
$

Savings

20% target
Actual: $300Target: $7008.6%
$
$
$
Needs50% target
$1,750
Target: $1,750
Exactly on target
Wants30% target
$500
Target: $1,050
$550 under
Savings20% target
$300
Target: $700
$400 under
Monthly Surplus
$950
Great — you have money left to allocate toward savings or investments.