Social Security Estimator
Enter your income and see estimated monthly benefits at 62, 67, and 70 — with break-even ages, lifetime benefit totals at different life expectancies, and spousal benefit calculation.
Used as a simplified stand-in for your 35-year average earnings (AIME ≈ $5,625.00/mo)
Break-Even Analysis
Lifetime Benefits by Claiming Age
| If you live to… | Claim 62 | Claim 67 | Claim 70 |
|---|---|---|---|
| Age 75 | $267,180 | $234,883 | $182,034 |
| Age 80 | $369,941 | $381,685 | $364,069 |
| Age 85 | $472,702 | $528,487 | $546,103 |
| Age 90 | $575,464 | $675,289 | $728,138 |
This is a simplified estimate using 2024 bend points and an approximated AIME. Your actual benefit depends on your full 35-year earnings history. Visit ssa.gov and create a my Social Security account to see your official projected benefit statement.
You might also like
Home Affordability Calculator
Find out how much house you can afford based on income, debts, and down payment.
Roth vs Traditional IRA
Compare Roth and Traditional IRA outcomes to find the right account for your tax situation.
Age Calculator
Calculate your exact age in years, months, days — plus upcoming birthday countdown.